Authored by Ole Morten Sahlin Joneid et al., published in Procedia Computer Science | 2025

This academic study investigates the correlation between smart home security systems (SHS) and property insurance claims, aiming to provide empirical evidence for insurance policy innovation. The paper finds that SHS—including burglar alarms, fire sensors, and water leak detectors, are associated with lower claim frequency and severity. It recommends that insurers collaborate with SHS providers to offer bundled solutions and incentives, enhancing customer adoption and satisfaction while reducing risk.

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