This report was prepared by SPD Bank and Huawei and published in August 2020. The Business of Things (BoT) connects physical entities engaged in financial activities and digital spaces, providing data used in customer profiling, business modelling and risk management. Technological architectural frameworks, infrastructure, 5G connectivity, data storage, security and various technology and business challenges are examined. Supported by BoT, new opportunities for the next generation of financial infrastructure will arise.
Key words: cloud & data analytics, market sizing, controls/sensors, research & development, data networking, Internet of Things (IoT), Artificial Intelligence (AI), security controls/systems, financial modelling

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